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Together, we are building a better future

Habitat for Humanity Golden Empire does not build houses FOR families.
We facilitate a partnership among families who:

• Be in need of better housing
• Willing to partner with Habitat for Humanity
• Able to pay an affordable mortgage

This partnership also engages community supporters who join the families in the home building process and provide both financial and in-kind support for building supplies and materials. Homeowners invest their own labor, or “sweat equity” into building their Habitat house and they pay back a no-profit, low-interest mortgage.

Habitat Homebuyer Program Criteria:

There are three basic requirements to partner with Habitat for Humanity. Applicants must meet all requirements to be eligible to apply.

Habitat homeowners must:

1. Be in need of better housing.

Potential home buyers might be dealing with poorly built, unhealthy, damaged or inadequate housing. Alternatively, you might have a rent or mortgage that you cannot afford, or may be living in a home that is inaccessible for your disabilities.

2. Willing to partner with Habitat.

Our home buyers put in hundreds of hours of “sweat equity,” which means they help build their own home and the homes of others in the Habitat for Humanity house building program, or volunteer at a Habitat ReStore. These prerequisite hours may also include classes in personal finances, home maintenance and other relevant topics to help ensure capability for the demands of owning a home.

3. Able to pay an affordable mortgage.

Habitat offers home buyers an affordable mortgage. Those payments are then cycled back into the community to help build more affordable homes. Habitat for Humanity provides housing opportunities to low-income families utilizing current HUD AMI standards.